Page 13 - 4. July 2016

ಸಿಂಪುಟ ೬, ಸಿಂಚಿಕೆ ೭, ಜುಲೆೈ, ೨೦೧೬
ಉಪ್ಯುಕಿ ಮಾಹಿತಿ Things you should know
Types of medical insurance for children -Jayashree

Junior Protector Plus

Cover your children against accidents, anywhere in the world
Wherever learning and play may take your children, give yourself
the reassurance of Junior Protector Plus. This comprehensive ac-
cident insurance plan for children covers them – worldwide –
against accidents, as well as illnesses such as Hand, Foot and
Mouth Disease (HFMD), Dengue Haemorrhagic Fever (DHF)
and food poisoning.

Key benefits
Be reimbursed for medical expenses
Get back as much as S$5,000 for accident-related medical expenses, including treatments by a Traditional Chi-
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nese Medicine (TCM) practitioner or chiropractor .
Receive hospitalisation benefits
*
If your child is hospitalised due to HFMD, DHF or food poisoning, you’ll get up to S$150 per day, and be re-
imbursed up to S$200 in medical expenses.
Cover your child against common injuries
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Should your child suffer accidental fractures, dislocations or burns, you’ll receive up to S$8,000 .
Receive a daily companion allowance
†
For every day that your child is hospitalised following an accident, you’ll receive up to S$150 to help cover
loss of pay because you’re off work.
Be reimbursed for mobility aids and reconstructive surgery
To help with your child’s recovery from an accident, you'll be reimbursed up to S$1,500 for mobility aids, and
up to S$5,000 for reconstructive surgery.
Protect your child’s future
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Should the unexpected happen to you, the plan’s Education Fund offers up to S$50,000 to help provide for
your child’s education and daily needs.
What’s not covered
Hospitalisation: To cover the cost of hospitalisation, surgical or medical expenses - and make up for loss of
income due to hospitalisation –
Long-term disability income: In the event of disability, receive a monthly benefit all through life
Child's education and future: To be assured of high guaranteed payouts at each one of your child's milestone
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education ages - and to ensure his living expenses will always be covered -

As the saying goes “better safe than sorry” as such it is better to have an insurance policy for your child so that
any health related issues that arise can be addressed without the concern of financial burden. It is especially
advisable to have an insurance policy when you are living in a foreign country.

(With this, “Child Insurance Coverage” ends & series will continue with different topics…!)

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